Cyber-Bargains

Things are simply more dynamics with E-Commerce

8:29 AM

Review-Mobile Security

Posted by Cyber Bargains |

This week I am going to do a review about the threats from mobile malware. My lecturer has reviewed about it earlier and the link can be found here-->http://ecommerze.blogspot.com/2007/06/growing-threat-from-mobile-malware.html

Is there a need to worry about mobile malware?


Are the viruses found in the mobile as threatening as the computer’s one?


What would happen if your mobile phone is infected by malware?

I am a user of Nokia E71, a Symbian based operating system smart phone which its

performance can easily surpass my 20 years old computer. This phone operates like our normal

computer, I used it to surf nets, msn chit chatting, storing files from the internet and many

more. So do I install antivirus software in this phone?

Nokia E71-My cute little phone


The answer is yes but it was 4 months ago. I used Karpersky

Mobile Security. But I deleted it

for several reasons.



Kapersky Mobile Security's display on Nokia 5800

It makes my phone performs like a snail…Slowwwww..


It did not detect any virus after I used the phone from day 1. So I presumably there is no virus

are interested enough to attack my phone or the antivirus did not do its job.


I did not use my phone to access the internet to pay

anything. So, if my phone is hacked by hackers, they most

probably would know which porno sites I visit the most. HEHE


So I would answer the question I asked just now. Yes, there is a need to worry about mobile

malware if you always use your phone to deal with financial stuff like doing e-banking which

requires user id and password. If not, keep using your phone without any antivirus software

as you can enjoy a more responsive smart phone.


Up to date, the threat of the

mobile malware is not that severe compared to the computer malwares. A survey

carried out by SMobile said there is only 1.5% of Symbian based phone is infected by

malware. So, may be in the future mobile malware will be getting more serious as the

phone capable to replace computer and this could invoke more hackers to create

malware to attack the phones.


Lastly, if your mobile phone is infected by malware, u could either hard reset the phone or thing get worse; you can send it to the phone service centre. If your latest high tech phone constantly attacked by virus, I suggest u to change to a less savvy tech phone like this:

The infamous unhackable Nokia 3310


Reference:

http://www.theregister.co.uk/2009/07/31/smobile_symbian/

http://usa.kaspersky.com/products_services/mobile-security.php
http://ecommerze.blogspot.com/2007/06/growing-threat-from-mobile-malware.html


8:28 AM

The threat of online security

Posted by Cyber Bargains |

You bought a new computer, installed the operating system and other applications including an anti virus software. But after few months or half a year, u feel that your computer is running slower than ever and more and more unknown stuff popping up to disturb you.


Using a "turtle" computer

Then you will start to think whether you are infected by any "shits" ( at least this is what i call them - virus, malware, Trojan and many more) and slowed down your computer.

You also don't want to be this poor guy screaming at his laptop after seeing his bank account is being hacked and the money is gone.

When the time people are using the internet, we seldom care or even know about the threat of using it. We simply key in our personal information to register many stuff like an email account, log in pass, facebook account and etc. This information may be easily exploited by those black hat hackers if the company which holds our data did not secure it properly. So, how safe is our data with the current protection from online security?

The most common online security threats is identity theft. This means the private information of victims are being used for other purposes. For example, the credit card number is being stolen when it is transferred over the network due to the vulnerability of online security. Then the credit card will be used without the consent from the victims and the victims have to pay for those stuff they did not buy.
Another category of online fraud takes place in the form of data theft which encompasses the theft, perusal and manipulation of private data.


I think the hacker has hacked the Singapore ID department if not this felor's father hate him right after he is born

Next, we shall discuss some of the underlying threats to online security. First, Malware, is a software designed to penetrate and damage a computer system without the owner’s informed consent. Generally, Malware includes computer viruses, worms, trojan horses, rootkits, spyware and so forth. Specifically, computer viruses are small software programs which intent to interfere with computer operations and they may corrupt and damage your data or even erase everything on your hard disk!

On the other hand, worms are self-replicat
ing programs which do not required to be attached to other programs as it spread by exploiting security loopholes of operating system. For instance, Windows ExploreZip worm, is a destructive software with malicious purposes of crippling the file system by writing invalid data and destroying files on hard disk.


Not this kind of cute worms INFECTING your coms

Preventions which are desperately needed if you don't want to lose your precious data over the internet or reformat your computer every 2 months.

First-Activate your firewall or install one.



Hope i have this kind of firewall to cook those viruses in my Vista

Second-Install a reputable anti virus and update it frequently.


Which is the better?or can i install all of them to get maximum protection??HAHA

Thirdly-Do backup of your computer to prevent loss of data when the computer is under attacked by the virus.

Lastly, be smart when you are assessing anything from the net including your email, attachments, any suspecious mai
l and many more. Most importantly is all down to the user, experienced internet users to tend to suffer less online threats.








8:28 AM

How to safeguard our personal and financial data?

Posted by Cyber Bargains |



Do you have a proper safeguard on your personal and financial data? Most of the people like to rely on the computer to save their data information while some of us like to make an online transaction in buying and selling through the Internet. But do u really careful in protecting your personal data from stolen, losing or misuse by the intruders? Lets me gives you some useful tips that may help to prevent your data from damaging.

Install and maintain anti-virus and a firewall – Viruses and Trojan horses that may lose or modify our data on the computer can be protecting by the anti-virus software. However, a firewall is a software program that designed to remove the bad people and allow the good people. Besides that, if we have an older computer or using a dial up, we may need to separately buy a firewall and install ourselves instead of a modem that have an added layer of protection which using in nowadays.


Using encryption key to store confidential data – In order to prevent or avoid unintended disclosure, we can use the encryption key to stored data. It means that we coded the information into unreadable form of characters, so that nobody can open our data. In addition, we can protect our data by encrypting the whole storage drive or select whichever folder as we want. If we want to ensure our data is more secure, then we should create a unique and a longer encryption key. The longer the code, the more secure the data.



Never open a mystery attachment – Do not open any link or an attachment that sending by unknown parties. It is because those of the attachments may contain viruses that will harm our data or else directly to the computer. Another reason is that if we open a link that contains viruses, it maybe will affect our personal or financial information without our notice.





Secure the network – Now everyone has Internet to make an online access to search for the information. But some of us may use a wireless network to online. So we have to make sure that we secure it, because an unsecured network would cause a hacker to gain access to anything we do. In order to be safe, we should lock our router and encrypt our information by keeping away the intruders.



Do not put private information on public computer –Nowadays, most of the people like to go to the cyber café or any other wireless zone to access for the information that they want. But they do not realize that the public computer is the most unsafely to use. Why I say so? It is because if you access your private account at the cyber café, then you have to make sure you log out completely from your accounts, otherwise another users would try to access into your personal information. Try to avoid save login information like username and password into public computer.

8:27 AM

Phishing sounds really like fishing

Posted by Cyber Bargains |

Phishing is a threat to every internet user as it gains personal financial information through sending fraudulent email. Besides, phishing also can the personal information when the users doing personal financial information through online banking or e-commerce transactions.

The example of a phishing e-mail is an official e-mail from a fictional bank. The phishing e-mail sent to the internet user on behalf of the bank which requests the user to send personal financial information such as credit card, social security, bank account number, passwords and others. Lately, I got a phishing scam email pretending to be Maybank2u. It required me to enter my details including my LOGIN PASSWORD. Of course I am not stupid enough to give them that and moreover the terrible grammar has worked as a warning alarm to me. However I gave it a try and luckily Mozilla prompted me the web as a phishing web. (good reason to use Firefox right?)

There are some ways that the internet users must know in order to avoid from becoming a victim of phishing.

Obviously, the users must be suspicious with any email with urgent requests for personal financial information unless the email is digitally signed. For instance, an e-mail sent by fictional bank which contain misspelling word usually is phishing e-mail. The users should never supply their personal information via e-mail. The users must always turn on both desktop and network firewalls. Firewalls can help the users prevent from the suspicious malicious code entering the users’ computer and browser.

Another easy way to prevent a phishing attack is keep the anti-virus software up-to-date. There are many products on the market usually are included in anti-virus software. This software program usually using filter which searches the content in the message that may be carries phishing software. Besides these, the users must not enter any sensitive or financial information into pop-up windows even it looks like official. This is because this pop-up window usually has no way to check its security certificate. Many of them are usually contain phishing scams which will gain the information and damage the computer.

The internet user must remember Think Before You Click. This can help the user from phishing threat.

8:28 AM

Google is changing everything

Posted by Cyber Bargains |

Have you guys ever wondered what to do with the internet when you are introduced to it for the very first time? I had that experience before and I remember I was stoned in front of the computer with the very old Netscape internet browser but got no idea what to do with it. Fortunately at that time msn have search engine and it was the only search engine I knew about its existence. Then I started to use msn search engine to search all those stuff which I was interested in but. But here came a problem, all those search results were not matched to what I had expected from. This had pissed me off a lot and when I have almost lost my faith in msn search engines, I found a mighty powerful search engine-The Google Search Engine.


When people mention about Google, we would automatically think of search engine. This is how dominance of Google in the search engine industry. The Google Search Engine somehow gives me more accurate and pin point search results compared the other search engine. It hardly ever fails me and I dare to say 8 out of 10 searches, it strikes the bull eyes. From then on, I depend heavily on Google whenever I need information for my assignment, self interest, random searching and many more. Google has changed the source where I find information which is usually the library. Library had become the place for my friend and me to chit chat or loaf around.

I also found Google Search engine has a lot of interesting features in it and this makes the users can search specifically and accordingly. Google allows the users search images, news, groups, books, scholar and many more. The features I like the most is the images search. There is a saying “a picture speaks a thousand words”. This saying is so true as I am a very lazy person and I hate to read. I randomly type anything under the image search and it will come out with lots of images. Eventually these images capture my attention and from there I slowly read the contents of the article and gain information from there.


The second service from Google I use the most is the Google mail Gmail. It works as my secondary email as I favor msn mail more. However, the venture of Gmail into the free email industry has made the free email services make a big leap. This is because Gmail offer larger mail capacity compared to the other email provider. It has a incredibly 1 gigabytes of space per account offer to the user. This is significantly big space compared to the initial msn or yahoo mail which has about 10 megabytes only. This has benefited the users to store more mails. Due to this, I reluctant to delete my older mails or junk mails and this had changed the ways I manage email.


Another service from Google I like is the Google Maps. How cool is it to punch few words to the Google Maps search and u could see where u stay at. Besides, this images you see is either in satellite form or map form. It also provides direction to any places on the planet. This features is super cool to me and most of all, it is free of charge. Lately, Google has also introduced its very own internet browser, Google Chrome. It has a very clean interface and user friendly. But it needs some minor tweaking before it could steal my loyalty towards Mozilla Firefox. It is because I find Firefox is somehow safer and faster compare to Chrome.

Google has changed everything and it is still changing. The emergence of Google has made my surfing internet experience richer and richer. Internet has improved significantly in terms of its contents, usage, security, speed and many more. Partly of it is due to the role of Google and it is undeniable. However I hope the internet users would not abuse the services provided by Google such as stalking their own friends…HAHA

11:59 PM

The revenue model for Google, Amazon.com and eBay.

Posted by Cyber Bargains |

Revenue model outlines how the organization or e-commerce companies will earn revenue, produce profits and produce a superior return on invested capital. 5 major revenue models nowadays are sales, transaction fees, subscription fees, advertising fees, affiliate fees and other revenue sources.

Google has multiple revenue models. The main source of Google’s revenue is from advertising such as AdWords, a pay per click (PPC) advertising program which allow advertisers show relevant or related advertisement from what users searching for. Google also have another revenue model which also an advertising form calls Adsense. Website owners can enroll in the program to enable text and video advertisement which the advertisers are required to pat Google a fee for each time a user click on the advertisement.

eBay, the world’s largest online auction site and shopping web in which people perform businesses such as buying and selling goods and services worldwide. eBay generates revenue by way of various fees and commissions, such as insertion fees, promotional fees, and final value fees. Thus, the major revenue of eBay is through Transaction Revenue Model from sellers and Buyers. eBay targets different types of consumer behavior in its affiliate program to earn affiliate fees of Affiliate Revenue model but rather than pay a commission on sale of goods.

Amazon started as an online bookstore, but soon diversified to vary product lines. Amazon generates revenue primarily by selling books, videos, electronics, and kitchen equipment on domestic and international websites, such as Amazon Marketplace. Amazon Marketplace is something like eBay. It is a fixed- price online marketplace that allows seller to offer their goods alongside Amazon’s offerings and it is using sales revenue model to earn its income. Moreover, users are allowed to comment on reviews. Amazon provides an optional budging option for reviewers to indicate that the reviewer is one of the top reviewers.

In the conclusion, the revenue models adopted by Google, Amazon and eBay are slightly different in terms of their natures of business. However, there is a common ground among themselves which they are mostly relying on the advertising to generate income.

11:58 PM

The history and evolution of E-commerce

Posted by Cyber Bargains |

Back to the earliest century where E-commerce has taken place, it was just a simple transaction of buying and selling, nothing else. Yet the history of this vast improving system on how information technology has transformed into today’s business process.

E-commerce was first developed in the early 1970. It is a process of the execution of commercial transactions electronically with the help of technologies such as Electronic Data Interchanged (EDI) and Electronic Funds Transfer (EFT) which gave opportunity for users to exchange information and do electronic transactions. By the year 1984, the EDI was standardized through ASCX12, which give guaranteed to the companies to complete transactions with one another reliably. By year 1992, the compuserve offers online retail products to its consumers. These provide the first chance for people to buy things through computer. While in 1994, Netscape has arrived which provide users a simple browser to surf the net and a safe online transaction technology called Secure Sockets Layer.

In the year 1995, Amazon.com and eBay.com have launched. In year 1999, the retail spending over the internet was reached approximately $20 billion (according to Business.com). By the year 2000, the US government extended the moratorium on Internet taxes until at least year 2005.Fortune magazine,2007 stated that dell as the 34th largest company in the Fortune 500 list and 8th on its annual top 20 list of the most successful companies in USA.

The emergence of E-commerce has provided us with lots of advantages and conveniences. It has never ended and I believe that it will continue improving for the better.